Lutz's Mortgage Professional : 561-432-9237
Looking for a home loan in the South Florida area? You’ve come to the right place!

You can trust us to find the loan program that's best for you in the entire state of Florida, specializing in the South Florida area.




We offer a wide variety of programs to help the consumer become a home owner even in these challenging economic times:

  • FHA Financing– available even if your credit is marginal. Financing up to 96.5% on purchases and 85%(95% with two appraisals) on refinances. The 3.5% down payment can come from a variety of sources.
  • Rural Area(USDA) Loans – get 100% financing if purchasing a house in specific areas. You could even finance closing costs too!
  • Down Payment Assistance– there are many private and public fund programs to assist with your down payment and closing costs on a purchase.
  • Conventional Financing– up to 95% financing available on certain programs.
  • JUMBO Loans- get financing up to $3M with our JUMBO loan program.

 

Sure, there are dozens of big bank mortgage lenders nationally, but you need a lender in South Florida. Why? Because we know South Florida and the surrounding areas. We know the local REALTORS®, appraisers, inspectors, and so much more. We also have state-of-the-art technology that makes the loan process as easy and fast as possible, all while delivering personal customer service that can’t be beat. Don’t gamble your family’s largest investment with a big name lender that may not know South Florida. Choose us, the South Florida mortgage and loan specialists!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started. We specialize in Home Financing in all of South Florida, and especially 1st Time Home Buyers in South Florida. We can help you, too!


Innovative Mortgage Services(NMLS ID:250769)


We give you the personal service you deserve and treat you with the respect due an esteemed customer. We know you're making a commitment in purchasing a home, refinancing, or tapping into your equity. So here is our promise to you: we will help you qualify, apply and be approved for the ideal mortgage loan for you. Call us at 561-432-9237 or simply apply online today.

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